1999 Finest Theo Ratliff Gold Refractor #91

1999 Finest Theo Ratliff Gold Refractor #91 value & prices

The 1999 Finest Theo Ratliff Gold Refractor #91 is a Basketball card (Gold Refractor parallel) released in 1999. Ungraded copies carry a market value of about $56.50.

An ungraded copy is worth around $56.50, a PSA 10 (Gem Mint) around $128.75 and a pristine BGS 10 around $167.00. The gem-mint premium is modest (about 2.3× raw), so condition matters here but doesn't completely define the price.

Is it worth grading?

With raw copies near $56.50 and top grades reaching $128.75, grading a sharp copy of this card can clearly pay for itself — the spread comfortably covers a typical ~$25.00 grading fee. The catch: only submit copies with strong centering, clean corners, and unmarked surfaces, because anything below a 9 usually erases the math.