2006 Topps Finest Philip Rivers Xfractor #97

2006 Topps Finest Philip Rivers Xfractor #97 value & prices

The 2006 Topps Finest Philip Rivers Xfractor #97 is a Football card (Xfractor parallel) released in 2006. Ungraded copies carry a market value of about $3.95.

An ungraded copy is worth around $3.95, a PSA 10 (Gem Mint) around $100.29 and a pristine BGS 10 around $130.00. That's roughly a 25× premium for a gem-mint copy over raw — one of the clearest signals that condition-sensitive buyers dominate this card's market.

Is it worth grading?

With raw copies near $3.95 and top grades reaching $100.29, grading a sharp copy of this card can clearly pay for itself — the spread comfortably covers a typical ~$25.00 grading fee. The catch: only submit copies with strong centering, clean corners, and unmarked surfaces, because anything below a 9 usually erases the math.