1998 Topps Finest Mystery 2 Peyton Manning Refractor #M31

1998 Topps Finest Mystery 2 Peyton Manning Refractor #M31 value & prices

The 1998 Topps Finest Mystery 2 Peyton Manning Refractor #M31 is a Football card (Refractor parallel) released in 1998. Ungraded copies carry a market value of about $127.01.

An ungraded copy is worth around $127.01, a PSA 9 around $667.00, a PSA 10 (Gem Mint) around $962.50, a pristine BGS 10 around $1 and251.00. That's roughly a 7.6× premium for a gem-mint copy over raw — one of the clearest signals that condition-sensitive buyers dominate this card's market.

Is it worth grading?

With raw copies near $127.01 and top grades reaching $962.50, grading a sharp copy of this card can clearly pay for itself — the spread comfortably covers a typical ~$25.00 grading fee. The catch: only submit copies with strong centering, clean corners, and unmarked surfaces, because anything below a 9 usually erases the math.