2008 Topps Finest Moments Joe Montana Blue Refractor #FM-JM

2008 Topps Finest Moments Joe Montana Blue Refractor #FM-JM value & prices

The 2008 Topps Finest Moments Joe Montana Blue Refractor #FM-JM is a Football card (Blue Refractor parallel) released in 2008. Ungraded copies carry a market value of about $9.50.

An ungraded copy is worth around $9.50, a PSA 10 (Gem Mint) around $113.13 and a pristine BGS 10 around $147.00. That's roughly a 12× premium for a gem-mint copy over raw — one of the clearest signals that condition-sensitive buyers dominate this card's market.

Is it worth grading?

With raw copies near $9.50 and top grades reaching $113.13, grading a sharp copy of this card can clearly pay for itself — the spread comfortably covers a typical ~$25.00 grading fee. The catch: only submit copies with strong centering, clean corners, and unmarked surfaces, because anything below a 9 usually erases the math.