1999 Finest Gary Payton Refractor w/ Coating #105

1999 Finest Gary Payton Refractor w/ Coating #105 value & prices

The 1999 Finest Gary Payton Refractor w/ Coating #105 is a Basketball card (Refractor w/ Coating parallel) released in 1999. Ungraded copies carry a market value of about $15.51.

An ungraded copy is worth around $15.51, a PSA 10 (Gem Mint) around $49.03 and a pristine BGS 10 around $64.00. That's roughly a 3.2× premium for a gem-mint copy over raw — one of the clearest signals that condition-sensitive buyers dominate this card's market.

Is it worth grading?

The spread between raw ($15.51) and top-graded ($49.03) copies is fairly tight, so grading this card only makes financial sense for truly flawless copies — or for collectors who simply prefer slabbed cards for protection and display.