David Garrard prices by grade
| Grade | Value | eBay |
|---|---|---|
| Ungraded | $8.51 | Buy on eBay ↗ |
| PSA 8 | $18.78 | Buy on eBay ↗ |
| PSA 9 | $29.99 | Buy on eBay ↗ |
| Grade 9.5 | $58.24 | Buy on eBay ↗ |
| PSA 10 | $125.00 | Buy on eBay ↗ |
| BGS 10 | $163.00 | Buy on eBay ↗ |
| CGC 10 | $75.00 | Buy on eBay ↗ |
| SGC 10 | $75.00 | Buy on eBay ↗ |
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Affiliate — we may earn a commission2002 Topps Chrome David Garrard Black Refractor #195 value & prices
The 2002 Topps Chrome David Garrard Black Refractor #195 is a Football card (Black Refractor parallel) released in 2002. Ungraded copies carry a market value of about $8.51.
An ungraded copy is worth around $8.51, a PSA 9 around $29.99, a PSA 10 (Gem Mint) around $125.00 and a pristine BGS 10 around $163.00. That's roughly a 15× premium for a gem-mint copy over raw — one of the clearest signals that condition-sensitive buyers dominate this card's market.
Is it worth grading?
With raw copies near $8.51 and top grades reaching $125.00, grading a sharp copy of this card can clearly pay for itself — the spread comfortably covers a typical ~$25.00 grading fee. The catch: only submit copies with strong centering, clean corners, and unmarked surfaces, because anything below a 9 usually erases the math.